1. Introduction
Welcome to Pak Imtehan. This Privacy Policy explains how A & R Multi Biz collects, uses, discloses, and safeguards your personal information when you use our mobile application (“App”) and related services.

By using the App, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect
We may collect the following types of information to improve your experience and app functionality:

Personal Information: Such as your name, email address, or account details when you register or contact us.
Usage Data: Information on how you interact with the App, including pages visited, time spent, and device identifiers.

Device Information: Device model, operating system version, unique device IDs, and diagnostic data.
Payment Information: For subscriptions or purchases, payments are processed securely via Apple’s App Store. We do not store or access your payment card details.

3. How We Use Your Information
We use your information to:

Provide, maintain, and improve our services.
Personalize user experience and deliver relevant content.
Communicate updates, offers, or support messages.
Detect, prevent, and resolve technical issues or fraud.

4. Data Sharing and Disclosure
We do not sell or rent your personal information. However, we may share data with:

Service Providers: Trusted third parties who help operate and improve our services.
Legal Authorities: If required by law or to protect our legal rights.
Analytics and Performance Tools: To analyze user behavior and enhance app performance.

5. Data Security
We implement appropriate security measures to protect your data from unauthorized access, alteration, or disclosure. However, no online system is 100% secure, and we cannot guarantee absolute protection.

6. Data Retention
We retain personal data only as long as necessary to fulfill the purposes outlined in this policy or as required by law. You may request deletion of your data by contacting us.

7. Your Rights
You may have the right to:

Access and request a copy of your personal data.
Request correction or deletion of your information.
Withdraw consent for data collection (where applicable).
Opt out of marketing communications.
To exercise these rights, contact us using the details below.

8. Third-Party Services
Our App may contain links to external websites or services operated by third parties. We are not responsible for the content or privacy practices of those sites. We encourage you to review their privacy policies before interacting with them.

9. Children’s Privacy
Our App is not intended for children under 13. We do not knowingly collect personal data from children. If we discover such data has been provided, we will take steps to delete it promptly.

10. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Updates will be posted on this page, and the revised date will be indicated at the top. Continued use of the App after updates signifies your acceptance of the revised terms.

11. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us:

Email: armultibiz@gmail.com
Website: https://www.armultibiz.com